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Voluntary / Additional Insurance
Members can apply for voluntary additional insurance arrangements, underwritten by TOWER Australia Limited, on competitive rates.
There are three types of cover available, they are:
Lump Sum Death Benefit
Lump Sum Death and Total and Permanent Disablement Benefit
Salary Continuance Benefit
What are the Insurance costs?
The cost depends on the amount of cover you have, your age, your sex and your occupational classification (note that occupational classification is replaced with a smoker / non-smoker category if you are applying for FuturePlus Super Death or Death & TPD Cover).
Terms and Conditions
For all terms and conditions of voluntary additional insurance cover please refer to the terms and conditions of the policies. These policies and indicative costs can be attained from Member Services.
How do I find out more?
If you are interested in finding out more about the voluntary additional insurance, you can find more information, including a copy of our Voluntary Insurance booklet (for Energy Industries and Local Government Super members only, for FPS members this information is available in the Product Disclosure Statement) on the following web sites:
The Voluntary Insurance booklet may also be obtained by contacting Member Services on (02) 8234 6000.
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