Financial Planning

Our Competitive Advantage

No Cost

If you are a member of the Local Government Superannuation Scheme or the Energy Industries Superannuation Scheme, there will be no charge to you to use any of our services.

In addition, we make sure that you pay no entry or exit fee (where applicable) on all investments we recommend. The only fee you will pay is what is commonly called an 'ongoing management fee' or 'management expense fee'. This fee is charged by all product providers irrespective of where you invest or who helps you arrange the investment. It is usually reflected in the investment returns and it is not deducted from your account balance. The fee covers the cost of investing and managing your money, transaction and administration costs, custodian charges, trustee fees, taxation and accounting charges etc.

Salaried

Our financial planners are salaried employees, they do not receive commissions, bonuses or incentives of any kind. This enables us to focus on what is best for you.

Full and Clear Disclosure

Our fees and charges are always fully disclosed whenever a product recommendation is made so that you know exactly how much it will cost you. They are presented in a simple and clear manner to ensure you fully understand them.

Relationship to your Schemes

We understand your superannuation scheme better than any other financial planning company and are thus, in a better position to provide members with appropriate financial advice.

Extensive Recommended List

As members of the Local Government Superannuation Scheme or Energy Industries Superannuation Scheme, you have access to the Rollover & Account-Based Pension Plan (formerly Allocated Pension) that has been specifically designed for you (and your partners). These funds continue to bring you the same low-cost, high-value service that you enjoy as a member of the Superannuation Schemes.

In addition, our recommended product list allows us to offer a wide range of other investments to suit your individual preferences.

Our Services

FuturePlus planners are qualified to provide a wide range of financial advisory and implementation services. We emphasise a strategy-based approach to our recommendations that ensure our advice is based on merit and not product or sales-related.

• Superannuation
• Retirement
• Redundancy
• Wealth Creation
• Social Security
• Taxation
• Estate Planning and Insurance

Read more about our Financial Planning Services