Financial Advice

FuturePlus Financial Services Pty. Limited (FuturePlus) is able to provide financial advice as it holds an Australian Financial Services Licence (AFSL Number 238445) issued by the Australian Securities and Investments Commission (ASIC).

FuturePlus was established by the Local Government Superannuation Scheme in conjunction with the Energy Industries Superannuation Scheme to provide members with a comprehensive financial planning and post-retirement service.

FuturePlus is also a Principal member of the Financial Planning Association (FPA). The FPA is an industry body that governs the way in which its members conduct their business activities. All principal members must adhere to a strict Code of Ethics and Rules of Professional Conduct. With FuturePlus continually meeting and adhering to these strict standards, you can be sure that you will receive professional advice and service whenever you use FuturePlus. For more information about the FPA, go to www.fpa.asn.au.

Financial Planning Process

The FPA recommends that you take as much time as you need to find a suitably qualified financial planner with whom you can work comfortably. Our planners follow the FPA's 'six-step financial planning process' as outlined below:

1. Gathering your financial data - such as details on your income, debt level, commitments, etc.
2. Identifying your goals
3. Identifying any financial issues - or deficiencies between where you are now financially and where you want to be.
4. Preparing your financial plan - which will identify recommended investments and will address your attitude to risk
5. Implementing your financial plan
6. Reviewing and revising your plan - to ensure it stays up-to-date and relevant to the economic climate and your changing lifestyle

Most importantly, our financial planners strive to build a long-term financial relationship with all our clients because we understand that each stage of life is different.