Calculators and Tools

Disclaimer - Whilst the material on the site may be changed from time to time without notice, FuturePlus Financial Services Pty Limited does not provide any warranty as to the accuracy or completeness of the information provided on the site. Whenever you use this website you are deemed to have given your acceptance to these terms. The calculations you are able to carry out on the calculators are for illustration purposes and are not intended as a substitute for any specific financial advice you may obtain. The calculators do not contain all the possible combinations of data and have used certain assumptions. The effect of certain factors which could have an impact on your individual circumstances may not have been taken into account. FuturePlus Financial Services Pty Limited cannot accept responsibility for any errors or omissions from the information or any reliance placed upon it. These calculators are not intended to be relied on for the purposes of making a decision in relation to a financial product, including a decision in relation to a particular superannuation fund or strategy, and that consumers should consider obtaining advice from an AFS licensee before making any financial decisions. Please Note: A number of our calculators are under review and have been temporarily removed.
	Budget Calculator
	Our budget calculator will help you determine how much money you have left after paying expenses, and perhaps allow you to identify where savings could be made.
	Budget Planner Spreadsheet
	Working out a realistic budget will identify what capacity you have to save or fund your goals. For your convenience, we have provided you with an online Budget Planning Tool. To view the budget planner, please click on the following link Budget Planner Spreadsheet and then save a copy to your hard drive. This will enable you to keep your budget up to date as you can then revisit it as you need. How to save your Budget Planner to your hard Drive Step 1: Click on the link and you will get a message asking if you would like to open or save the file. Step 2: Select save and choose a location on your hard disk.
	Loan Repayment Calculator
	Our loan calculator enables you to calculate the loan repayment, loan amount or loan term of each of our loan products.
	Death and TPD Insurance Quote Calculator
	This calculator allows you to calculate your insurance premium for ‘Death only’ or ‘Death and Total and Permanent Disablement’ based on the premiums set by the Scheme/Fund’s insurer. For further information on insurance please contact the Scheme/Fund. To access this calculator please select your Scheme/Fund: Local Government Superannuation Scheme. Energy Industries Superannuation Scheme. FuturePlus Super Fund.
	Salary Continuance Quote Calculator
	This calculator allows you to calculate the premium payable for ‘Salary Continuance’ insurance. The premiums are set by the Scheme/Fund’s insurer. For further information on insurance please contact the Scheme/Fund. To access this calculator please select your Scheme/Fund: Local Government Superannuation Scheme. Energy Industries Superannuation Scheme. FuturePlus Super Fund.
	Government Co-Contribution Calculator
	This calculator can be used to work out the Super Co-contribution you could be eligible to receive, based on information you provide about your income and personal super contributions. It is provided by the Australian Tax Office.